Search Our Database

Search for an Agency Near You

Interested in buying an insurance agency? We add new insurance agencies for sale to our database frequently. Simply click on a listing ID to fill out a web form and one of our team members will send you additional information about the agency. To learn more about how we can help you with your insurance agency acquisition click here.

Are you selling an insurance agency? Click here to add your agency to our database at no cost to you.

Listing ID	City, State	Date Listed	Information
100108	Pomona, NY	11/07/17	This is an Allstate agency.
100110	Chicago, IL	1/09/18	This is an Allstate agency.
100116	Rochester, NY	8/09/18	This is an Allstate agency.
100120	Lincolnshire, IL	1/16/19	This is an Allstate agency with 80% retention rate. The agency qualifies for enhanced commissions.
100123	Hyde Park, NY	2/13/19	This is an Allstate agency.
100124	Riverside, CA	3/25/19	This is an independent agency that has been in business for 10 years.
100126	Madisonville, TN	5/02/19	This is a 27 year old agency selling primarily non-standard auto.
100127	Brodheadsville, PA	6/26/19	This Allstate agency has been in business for over 20 years.
100128	McKees Rocks, PA	6/27/19	This Allstate agency has been in business for 13 years and has two locations. The combined retention is 92.92%. Owner is willing to sell only one location if necessary.
100129	Bronx, NY	6/27/19	This Allstate agency has all new updated computers and phone system. The agency has been in business for over 20 years.
100130	Richmond Hill, NY	6/27/19	This is a well established Allstate agency for sale.
100131	Brooklyn, NY	6/27/19	This is an Allstate agency with excellent retention and low loss ratio.
100132	Lake Wales, FL	6/27/19	This is an Allstate agency. The owner is looking to sell and hold a partial note.
100133	Bluffs, FL	6/27/19	This is a well established Allstate agency with only 2 owners in the last 30 years.
100134	Las Vegas, NV	6/27/19	This is a well run Allstate agency with a high retention rate. The agency will qualify for ECP.
100135	OR	6/27/19	This Allstate agency qualifies for ECP.
100136	Arlington, TX	6/27/19	This Allstate agency is turnkey and located in a great area. $3.51M premium, over 2,700 policies, 88.38% retention rate with a 40.8% loss ratio.
100137	Brainerd, MN	6/27/19	This is an Allstate agency.
100139	Decatur, IN	6/27/19	This is a turnkey Allstate agency. The book qualifies for the Enhanced Compensation Program.
100140	Palos Heights, IL	6/28/19	This is a 2019 National Conference winning agency.
100141	Park Ridge, IL	6/28/19	This is a well established Allstate agency for sale with $1.725M in premium. Retention rate is 92.8% and loss ratio is 28.6%. The agent is retiring. The supporting staff currently running the office are willing to stay.
100142	Hagerstown, MD	7/01/19	This Allstate agency has three licensed staff members and one unlicensed staff member. The office is in a wonderful location. The agency has a 91% retention rate and a 42% loss ratio.
100143	Mobile, AL	7/08/19	This is an Allstate agency.
100146	Rocklin, CA	7/08/19	This is an Allstate agency.
100147	Destin, FL	7/08/19	This is an Allstate agency.
100148	Winter Garden, FL	7/08/19	This is an Allstate agency.
100149	Tucker, GA	7/08/19	This is an Allstate agency.
100150	Lawrenceville, GA	7/08/19	This is an Allstate agency.
100151	Atlanta, GA	7/08/19	This is an Allstate agency.
100152	Marietta, GA	7/08/19	This is an Allstate agency.
100158	Cedartown, GA	7/08/19	This is a Farmers agency.
100159	Stockbridge, GA	7/08/19	This is a Farmers agency.
100160	Tucker, GA	7/08/19	This is a Farmers agency.
100161	Chicago, IL	7/08/19	This is an Allstate agency.
100162	Chicago, IL	7/08/19	This is a Farmers agency.
100163	Brevard, NC	7/08/19	This is an Allstate agency.
100164	Philadelphia, PA	7/08/19	This is a Farmers agency.
100165	Hartsville, SC	7/08/19	This is an Allstate agency.
100168	Cooksville, TN	7/08/19	This is a Farmers agency.
100170	Austin, TX	7/08/19	This is an Allstate agency.
100171	Clarksville, TX	7/08/19	This is an Allstate agency.
100172	Arlilngton, TX	7/08/19	This is an Allstate agency.
100173	Mansfield, TX	7/08/19	This is an Allstate agency.
100174	Ft. Worth, TX	7/08/19	This is a Farmers agency.
100175	Killeen, TX	7/08/19	This is a Farmers agency.
100176	Burke, VA	7/08/19	This is an Allstate agency.
100177	Northern VA	7/08/19	This is an Allstate agency.
100178	Casper, WY	7/08/19	This is an Allstate agency.
100179	Oklahoma City, OK	7/08/19	This is an Allstate agency.

100182	Spring Hill, FL	7/24/19	This Allstate agency has been at the same main street location for 32 years. It has an 88% retention rate with a 48% loss ratio. The agency has qualified for bonus over the last two years.
100183	Topeka, KS	7/24/19	This is an Allstate agency with an owner planning on retiring in 2020.
100184	Mchanicsville, VA	7/24/19	This is an Allstate agency.
100185	Seaford, NY	7/24/19	This Allstate agency has been in business since 1979. The office space has been newly renovated and it is located on a main street.
100186	Manassas, VA	8/01/19	This is an Allstate agency located in a heavy traffic area.
100187	Hanover, PA	8/09/19	This is a turnkey Allstate agency. The office is located in a high traffic area with high visibility.
100188	Carmel, IN	8/12/19	This is a 12 year old Allstate agency. Agency is located on a main road in Carmel and has a low overhead and a well established in house marketing program. Retention is 90% and current sales close rate is near 40%.
100189	Bloomfield, CT	8/13/19	This is a growing Allstate agency with 1.6M in premium and 2 well trained staff members.
100190	North Chesterfield, VA	8/13/19	This is a 40+ year Allstate agency. Over 1500 households with a 90.77% retention rate. Over $3.2M in yearly premium plus some brokerage accounts. High customer satisfaction scores.
100191	Tulsa, OK	8/19/19	This is a Farmers agency.
100192	Roswell, GA	8/19/19	This is an Allstate agency.
100193	Alexander City, AL	8/19/19	This is a Farmers agency.
100194	Plano, TX	10/01/19	This Allstate agency will be on the ECP contract for 36 months.
100195	Baxley, GA	10/01/19	This is an Allstate agency.
100196	Asheboro, NC	10/01/19	This is an Allstate agency.
100197	Gulfport, MS	10/04/19	This is an established award winning Allstate agency of 19 years for sale. The sale price is for the book of business only, a brokered business is also available for an additional fee. The current office manager is willing to stay, all office equipment stays as well. The buyer will be eligible for enhanced premium.
100198	Mobile, AL	10/04/19	This is an Allstate agency.
100199	Salisbury, MD	10/04/19	This is an Allstate agency.
100200	Mt. Pleasant, SC	10/04/19	This is an Allstate agency.
100201	Fayetteville, NC	10/04/19	This is an Allstate agency.
100202	Chesterfield, MO	10/04/19	This is an Allstate agency.
100203	Newnan, GA	10/04/19	This is an Allstate agency.
100204	DFW, TX	10/04/19	This is an Allstate agency.
100205	Marysville, OH	10/09/19	This Allstate agency was started back in 1996. The annual premiums are 1.8 million and approx. 1800 policies. Retention is 90%. This is a turn key agency, all agency furniture and equipment is included.
100206	West Lafayette, IN	10/08/19	This 35 year old Allstate agency has a strong relationship with the community in West Lafayette. The agency has high visibility in the community. The agency has maintained a customer retention of around 90%. There are lots of opportunity to cross sell financial and life products. With steady customer activity, the agency portfolio holds approximately $2.2M in earned premium. The agency is located on a heavy trafficked area and the agency provides a welcoming environment for customers.
100207	Studio City, CA	10/08/19	This is an Allstate agency.
100208	Spokane Valley, WA	10/10/19	This agency has had the same location for 25 years and the same owners for 20 years.
100209	Bowling Green, KY	10/10/19	This Allstate agency has a prime office location on the main road in Bowling green. Fully staffed office with new technology and furnishings.
100210	New Castle, IN	10/10/19	This is a 32 year Allstate agency with a high retention rate.
100211	Shreveport, LA	10/10/19	This is a 14 year old Allstate agency located in a great area.
100212	Longmont, CO	10/14/19	This is a scratch Allstate agency that was started in 2000. P&C retention is 92%, life retention is 98% and the loss ratio is 38%. The agency has achieved Honor Ring, National Conference and Leaders Forum. Agent wants to retire in 2020.
100213	Astoria, NY	10/14/19	This is an Allstate agency.
100214	Plant City, FL	10/22/19	This Allstate agency has been in business for 34 years.
100215	Atlanta, GA	10/28/19	This three-year agency is located in a rapidly growing in-town community. This $1.135M earned premium agency consistent of a preferred auto/homeowner customer base with excellent opportunity for revenue growth though new business production and cross sales! Experienced, licensed staff is open to transitioning with the sale while the current owner is open to a short-term transitionary consulting relationship if desired. Seller is open to sharing a wealth of lead sources with the lucky buyer.
100216	South Florida/Broward County Area	10/28/19	Award winning established agency is located in a growing, active community in the South Florida Broward County area. This $3.038 M plus Allstate earned premium agency is consistent of a preferred auto/homeowner customer base with excellent opportunity for growth in cross sales as well as life/financial services. Agency also includes large brokered book. Experienced, licensed staff are open to transition with the sale.
100217	South Florida/Broward County Area	10/28/19	Award winning established agency is located in a growing, active community in the South Florida Broward County area. This $4.3 M plus Allstate earned premium agency is consistent of a preferred auto/homeowner customer base with excellent opportunity for growth in cross sales as well as life/financial services. Agency also includes large brokered book. Experienced, licensed staff are open to transition with the sale.
100218	Lake Worth, FL	10/28/19	This agency has been in business for over 20 years and has a solid client base in personal and commercial.
100219	Pooler, GA	10/20/19	This is a well established Allstate agency with $960,000 in earned premium. Excellent potential to increase revenues through new and renewal commissions as well as performance bonus.
100220	Park Ridge, IL	10/30/19	This 19 year old Allstate agency is located in an upper middle-class suburb. This $1.725M earned premium agency consistent of a preferred auto/homeowner customer base with excellent opportunity for growth in cross sales as well as life/financial services. Strong retention on all lines with a low loss ratio.
100221	Tallman, NY	11/04/19	This is a well established Allstate agency. Retention rate is at 92.41% with a loss ratio of 45%. This agency has achieved several awards including 2019 Premier Agency Honor Ring and National Conference.
100222	Bothell, WA	11/06/19	This is an Allstate agency. The location is great, right next to the freeway with great signage. There is 40' of floor to ceiling windows, separate agent office, lunch station, and plenty of office furniture.
100223	Niagara Falls, NY	11/07/19	This Allstate agency was established in 1979.
100224	Fayetteville, AR	11/19/19	This is an Allstate agency for sale. The agency has been included in the Honor Ring twice, the Inner Circle, and the Circle of Champions.
100225	Greensburg, IN	11/19/19	This is an Allstate agency for sale. There is also a commercial building with real estate and tenant income available for purchase separately as well. The seller is willing to finance part of the sale.
100226	Rochester, NY	11/25/19	This is an Allstate agency for sale. The agency has been in the area for 30 years and the owner is looking to retire.
100227	Allen, TX	11/25/19	This is an Allstate agency for sale. The agent is looking to retire after 20 years with Allstate.
100228	Noblesville, IN	12/04/19	This is an established Allstate agency with a loyal customer base and plenty of capacity to increase volume. The agency has low overhead and great cash flow. There are staff members willing to staff during the transition period.
100229	Mayfield Heights, OH	12/07/19	This is an Allstate agency for sale. The owner is looking to retire after 40 years with Allstate. The book of business has a 91% retention rate and a 30% loss ratio. The office is recently renovated.
100230	Greeneville, TN	12/26/19	This is an Independent agency for sale. The owner is looking to retire.
100231	Aiea, HI	1/16/2020	This is a well established agency that has had the same location for over 10 years. The agency has a solid financial base with lots of opportunity to grow with steady cash flow.
100232	Indianapolis, IN	2/08/2020	This is a well established Allstate agency with approximately $2.9 M in earned premium. The retention rate is over 89%; staff, equipment and marketing processes are in place. Agent is retiring and will finance a portion of the sale. The agent will stay on if desired during transition to train purchasing agent.
100233	Fort Myers, FL	2/12/2020	This is a below market value Allstate book ready to transition.
100234	Brooklyn, NY	2/24/2020	This is an Allstate agency.
100235	Asheville, NC	2/24/2020	This is a below market value Allstate agency ready to sell.
100236	Arlington, TX	2/24/2020	This is an Allstate agency.
100237	Frisco, TX	8/18/2020	This Allstate agency is located in a fast growing area. The agency has over 750 policies with low expenses.
100238	Marysville, OH	8/18/2020	This scratch Allstate agency was started in 1996. The agency has a clean book of businesses located in the fastest growing zip code in Ohio. This community is growing quickly yet it still has the small town feel.
100239	Caldwell, ID	11/03/2020	This is a four year old Allstate agency. The owner is open to negotiating the asking price of the agency.
100240	Olean, NY	11/03/2020	This is an Allstate agency for sale.
100241	Beaumont, TX	12/2/2020	This is an Allstate agency for sale.
100242	Las Vegas, NV	12/2/2020	Great book of Allstate business with 99% P&C products. Low overhead and excellent cross sales opportunities
100243	Bellevue, WA	12/2/2020	The challenges of 2020 hit my agency hard, but my loss is your gain. This is a high retention, low loss ratio turnkey agency with the lucrative Enhanced Compensation contract. Attractive eastside location but moveable to fit your geographic needs. Lots of leadership support. Incredible opportunity. Let's talk!
100244	Lawrenceville, GA	12/2/2020	Agency working in the federal, individual, and group markets over 25 years with custom system to facilitate premium collection and remittance. Currently remit to over 45 carriers. Incredible potential for agency growth
100245	Alexandria, VA	12/20/2020	Allstate Agency with over 800+ policies in force. Retention over 82%. Great location. Two agencies in one location, both for sale. Can purchase both and merge together.
100246	Simpsonville, SC	12/20/2020	New ECP Allstate Agency in a great, growing community. Newer office building with an elegant brick front. Furniture package with beautiful interior design can be included and is an unbeatable deal for the excellent quality. It's absolutely turnkey!
100247	Queens, NY	12/20/2020	Allstate agency
100248	Atlanta, GA	1/11/2021	Allstate agency. Great location in Atlanta on busy Peachtree Street. Growing area with condos.

HELPFUL RESOURCES

LIST YOUR AGENCY

GET A QUOTE

Providence Bank provides its "Agencies for Sale" service as a convenience only. Providence Bank has no control over and does not guarantee the ownership, finances, operations or other characteristics of any agency offered for sale on the service or the truth or accuracy of any information provided by buyers and sellers on the service including the ability of sellers to sell an agency; the ability of buyers to buy an agency; or that a buyer or seller will actually complete a transaction. Providence Bank is not a registered broker-dealer and does not give investment advice. No investor should base their investment decisions upon any act or omission of Providence Bank. Providence Bank makes no representations or warranties, and none may be relied upon. The purchase and sale of any securities must be made solely with the assistance of a registered broker-dealer and/or investment advisor. The information contained on the Providence Bank site is not guaranteed to be accurate and should not be considered all-inclusive. All company material has been approved by the company. Providence Bank is not an analyst and investing in agencies such as the ones listed within are for high risk tolerant individuals only and not the general public. Whether you are an experienced investor or not you should always consult with a broker before purchasing an agency on this website.

Web Service Terms of Use
Privacy Policy

At Providence Bank, user privacy is an important concern. We are committed to privacy and security, and to providing the best possible user experience for our users. We also strive to protect the personal and confidential information of those who use our on-line services and website. Click here Opens a New Window. for our entire Privacy Policy. This policy may be updated by us from time to time, so please check here frequently.

Terms of Use

Please read this agreement ("Agreement") carefully before using our Agencies for Sale Web Service (the "Service"). By accessing or using our Service, you agree to be bound by this Agreement and all of its terms without change. This Agreement is between Providence Bank, you the user, and, if you are using the Service on behalf of an insurance agency, company, or organization, such insurance agency, company, or organization will also be considered a party to this Agreement.

Neither Providence Bank nor its representatives are engaged in rendering legal services or other such advice. Your use of the Service is subject to the additional disclaimers and notices that may appear throughout the website.

We are not providing investment advice through this website, and the material on this website should not be regarded as an offer to sell, or a solicitation of an offer to buy, any securities of Providence Bank or its affiliates.

Providence Bank provides its "Agencies for Sale" service as a convenience only. Providence Bank has no control over and does not guarantee the ownership, finances, operations, or other characteristics of any agency offered for sale on the service or the truth or accuracy of any information provided by buyers and sellers on the service including the ability of sellers to sell an agency; the ability of buyers to buy an agency; or that a buyer or seller will actually complete a transaction. Providence Bank is not a registered broker-dealer and does not give investment advice. No investor should base their investment decisions upon any act or omission of Providence Bank. Providence Bank makes no representations or warranties, and none may be relied upon. The purchase and sale of any securities must be made solely with the assistance of a registered broker-dealer and/or investment advisor. The information contained on the Providence Bank site is not guaranteed to be accurate and should not be considered all-inclusive. All company material has been approved by the company. Providence Bank is not an analyst and investing in agencies such as the ones listed within are for high risk tolerant individuals only and not the general public. Whether you are an experienced investor or not you should always consult with a broker before purchasing an agency on this website.

Providence Bank and its representatives assume no responsibility for any consequence relating directly or indirectly to any action or inaction based on the information, services, or other material on our website. While we strive to keep the information on this website accurate, complete and up-to-date, Providence Bank and its representatives cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information or services on the website.

Personal and Noncommercial Use Limitation: Prohibited Uses

We provide you with access to the Service so that you can post information about an agency you may be selling or learn information about an agency that you might be interested in buying. We grant you access to this website during the term of this agreement solely to use the Service. You may access, download, and print materials as necessary to use the Service and information. You may not license, copy, distribute, create derivative works from, frame in another Web page, use on any other website, or sell any information, databases, or lists obtained from the Service. When we request, you agree to provide true, accurate, and complete user information. You will not access or attempt to access password protected, secure or non-public areas of the website without our prior written permission. You will comply with all privacy laws.

Proprietary Rights

All materials on this Service (as well as the organization and layout of the website) are owned and copyrighted, licensed by, or used with permission that is granted to Providence Bank. No reproduction, distribution, or transmission of the copyrighted materials at this website is permitted without the prior written permission of Providence Bank.

Your Account

If you use this Service, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If your status as a user of this Service is terminated, you will (i) stop using the Service and any information obtained from the Service, and (ii) destroy all copies of your account information, password, and any information obtained from this Service.

No Unlawful or Prohibited Use

As a condition of your use of this Service, you warrant to Providence Bank that you will not use this website for any purpose that is against the law or prohibited by these terms. If you violate any of these terms, your permission to use this Service automatically ends.

You may not without our prior written permission use any computer code, data mining software, "robot," "bot," "spider," "scraper" or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data or content found on this Service or accessed through this Service. You may not republish Providence Bank content or other content from this website on another website or use in-line or other linking to display such content without our permission. You may not introduce viruses, spyware, or other malicious code to this Service. You represent and warrant that you use frequently updated, commercially standard virus protection software to ensure that the system you use to access our Service is virus free.

If you are under the age of 13, you may not use this Service.

Disclaimer of Warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PROVIDENCE BANK EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT PROVIDENCE BANK SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE WEBSITE OR SERVICE; (ii) THE COST OF SUBSTITUTE SERVICES RESULTING FROM ANY DATA, INFORMATION OR SERVICES OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO ON THE WEBSITE OR THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE; (v) TRANSACTIONS BETWEEN YOU AND A BUYER OR SELLER THAT YOU ENCOUNTER ON THE WEBSITE; OR (vi) ANY OTHER MATTER RELATING TO THE WEBSITE OR THE SERVICE. IN NO EVENT WILL OUR MAXIMUM LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO US FOR THE SUBJECT SERVICE OR $100, WHICHEVER IS GREATER.

Indemnity

You will indemnify and hold Providence Bank (and our affiliates and subsidiaries, and our and their respective officers, directors, employees, agents) harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of your breach of this Agreement, your improper use of the Service, any transaction between you and any buyer or seller you encounter through the Service, or your breach of any law, or the rights of a third party.

Links to Third Party Sites

This website may contain hyperlinks to websites operated by parties other than Providence Bank or its affiliates. Such hyperlinks are provided for your reference only. We do not control such websites and are not responsible for their content. If we post hyperlinks to other websites, this does not mean that we endorse the material on such websites or associate ourselves with their operators. Your access to and use of such websites, including information, material, products and services on such website, is solely at your own risk. Furthermore, because the Providence Bank privacy policy is applicable only when you are on our website, once linked to another website, you should read that site's privacy policy before disclosing any personal information.

Links to Our Website

You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of our website so long as (i) the link or your linking website does not portray Providence Bank, our affiliates, or our products or services in a false, misleading, derogatory, or otherwise offensive matter; (ii) your linking website complies with all applicable law and does not otherwise violate this Agreement or the rights of others; and (iii) your website has, maintains and follows a privacy policy no less protective of user data than the privacy policy of this website. You may not use any Providence Bank logo or other proprietary graphic or trademark as part of the link without express written permission. We may revoke this license at any time, with or without cause, in which case you agree to immediately remove the hyperlink. You may not link to any page other than the home page of this website. Any link to our website should be a full forward link that passes the client browser to our home page without barriers. The "back" button should return the visitor to original site if the visitor wishes to back out.

Use of Submissions

Should you respond with information including feedback or data such as questions, comments, suggestions, or the like regarding the content of this website, such information will be deemed to be non-confidential. We will have no obligation of any kind with respect to such information and will be free to reproduce, use, disclose, and distribute the information to others without limitation. We will be free to use any ideas, concepts, know-how, or techniques contained in such information for any purpose whatsoever including but not limited to developing, manufacturing, and marketing products incorporating such information.

Interactive Areas

We offer the opportunity for you to contribute Agency for Sale advertisements, comments, questions, and other communications to or from the website (the "User Content") in the Agency for Sale listings ("Listings") that may be offered from time to time and may be operated by Providence Bank or by a third party. Individual Listings may not be immediately available after posting. You agree that we may take down Listings at any time.

We provide Listings and interactive forums for the convenience of Providence Bank, staff, and certain other authorized individuals. These areas are merely provided as a forum for enabling participants to exchange information about agency sales. Providence Bank does not exert editorial control over information or materials posted by third parties in these areas or in materials that are emailed by third parties using email discussion lists. Providence Bank is not responsible for monitoring any materials posted by any third party or for verifying that such information or materials are accurate, timely, reliable, suitable, complete, non-infringing, or free from technical defects. These limitations of warranties and liability apply to all email discussion lists and interactive forums.

We are not liable for any harm caused by the transmission, via the use of a list, of a computer virus, or other computer code or programming device affecting your software, hardware, data, or property.

You are solely responsibility for the content of any emails that you post to the lists or content that you post in the Listings and interactive forums and you agree to indemnify and hold Providence Bank, its affiliates, officers, and employees harmless from any claim, demand, or expense (including attorneys' fees) due to or arising out of your use of the Listings or interactive forum or any information or materials provided on such Listing or interactive forum.

You will not (nor cause any third party to) use the Service to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening, or otherwise violating the legal rights (such as rights of privacy) of others or immoral activities or any of the following types of activities, without limitation:

transmitting information that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party;
transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
impersonating anyone or any entity, falsely stating or otherwise misrepresenting your affiliation with a person or entity;
advertising or commercial content other than that related to the buying or selling of an insurance agency; interfering with or disrupting the Service;
disrupting the activities or enjoyment of the Service for other users;
collecting, or storing personal data about other users; or
failing to adhere to the terms of any purchase agreement for an insurance agency posted on the Service.

You agree to abide by all applicable local, state, and federal laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including without limitation any User Content you create or upload.

You acknowledge that User Content is not endorsed by Providence Bank and such user content should not be considered to have been reviewed, screened, or approved by Providence Bank. You should exercise discretion before relying on information contained in user content.

We may, in our sole discretion, terminate your password, account (or any part thereof) or use of the website, and remove any User Content from the Listings, at any time and for any or no reason. Providence Bank will not be liable to you or any third party for any termination of your access to the Service or Listings, or deletion of any User Content on the Service or Listings.

We may preserve and disclose User Content if required to do so by law or we believe in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce this Agreement, respond to a claim that User Content violates any third party's rights, or protect the right, property, or personal safety of Providence Bank, any users of the website, and the public.

We will not be liable for the collection, use, or disclosure of any personal information by, in, or through a User Area offered by a third party. In such circumstances, you must refer to any terms of service and privacy statement of the third party offering the Listings.

Subject to applicable law and privacy policy, any communications posted by you in the Listings (including without limitation User Content) are on a non-confidential basis, and we are under no obligation to refrain from reproducing, publishing, or otherwise using them in any way or for any purpose. You will be responsible for the content and information contained in any communication sent by you to this website or otherwise to Providence Bank, including without limitation for its truthfulness and accuracy.

Changes to Website

We may make improvements or changes in the information, services, products, and other materials on this website, or terminate this website at any time. We may modify this Agreement at any time, and such modifications will be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this website will be deemed your acceptance of the modified Agreement.

Dispute Resolution

You agree that: (1) Any claim, dispute, or controversy (whether in contract, tort, or otherwise) arising out of, relating to, or connected in any way with the website or the services provided on the website will be resolved exclusively by final and binding arbitration conducted pursuant to the American Arbitration Association ("AAA") Procedures for Consumer-Related Disputes in conjunction with the AAA Commercial Arbitration Rules (if and as applicable depending on the amount in controversy); (2) This arbitration agreement is made pursuant to a transaction governed by the Federal Arbitration Act ("FAA"), 9 U.S.C. §§ 1-16; (3) The arbitration will be held at the AAA regional office nearest you; (4) The arbitrator's decision will be controlled by the terms and conditions of this Agreement; (5) The arbitrator will apply Missouri law consistent with the FAA and applicable statutes of limitations and will honor claims of privilege recognized at law; (6) There will be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your individual claims and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; (7) The arbitrator will not have the power to award punitive damages against any party; (8) In the event that the administrative fees and deposits you are required to pay under the Providence Bank rules exceed $125, and you are unable to pay the additional fees and deposits, Providence Bank retains the right to forward them to the Providence Bank on the your behalf, subject to ultimate allocation by the arbitrator. In addition, if you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Providence Bank retains the right to pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive; and (9) If any part of this Arbitration Provision is deemed to be invalid or otherwise unenforceable or illegal, the balance of this Arbitration Provision will remain in full force and effect and will be construed in accordance with its terms as if the invalid or illegal provision were not contained herein. You understand that, in the absence of this provision, you would have had a right to litigate disputes through a court, including the right to litigate claims on a class-wide or class-action basis, and that You have expressly and knowingly waived those rights and agreed to resolve any disputes through binding arbitration in accordance with the provisions of this paragraph.

Miscellaneous

This website is intended to and directed to residents of the United States and all advertising claims contained in this website are valid only in the United States. This Agreement and the resolution of any dispute related to this Agreement or this website will be governed by and construed in accordance with the laws of Indiana, without giving effect to any principles of conflicts of law. Failure by Providence Bank to insist upon strict enforcement of any provision of this Agreement will not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this website or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. If any of these terms will be deemed invalid, void, or for any reason unenforceable, that term will be deemed severable and will not affect the validity and enforceability of any remaining term.

Providence Bank and other logos, product and service names are trademarks and service marks owned by or licensed to Providence Bank or its affiliates (the "Marks"). Without the prior written permission of Providence Bank, or its appropriate affiliates, you agree not to display or use in any manner, the Marks.

All other trademarks are the property of their respective owners.