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Providence Bank provides its "Agencies for Sale" service as a convenience only. Providence Bank has no control over and does not guarantee the ownership, finances, operations or other characteristics of any agency offered for sale on the service or the truth or accuracy of any information provided by buyers and sellers on the service including the ability of sellers to sell an agency; the ability of buyers to buy an agency; or that a buyer or seller will actually complete a transaction. Providence Bank is not a registered broker-dealer and does not give investment advice. No investor should base their investment decisions upon any act or omission of Providence Bank. Providence Bank makes no representations or warranties, and none may be relied upon. The purchase and sale of any securities must be made solely with the assistance of a registered broker-dealer and/or investment advisor. The information contained on the Providence Bank site is not guaranteed to be accurate and should not be considered all-inclusive. All company material has been approved by the company. Providence Bank is not an analyst and investing in agencies such as the ones listed within are for high risk tolerant individuals only and not the general public. Whether you are an experienced investor or not you should always consult with a broker before purchasing an agency on this website.
Please read this agreement ("Agreement") carefully before using our Agencies for Sale Web Service (the "Service"). By accessing or using our Service, you agree to be bound by this Agreement and all of its terms without change. This Agreement is between Providence Bank, you the user, and, if you are using the Service on behalf of an insurance agency, company, or organization, such insurance agency, company, or organization will also be considered a party to this Agreement.
Neither Providence Bank nor its representatives are engaged in rendering legal services or other such advice. Your use of the Service is subject to the additional disclaimers and notices that may appear throughout the website.
We are not providing investment advice through this website, and the material on this website should not be regarded as an offer to sell, or a solicitation of an offer to buy, any securities of Providence Bank or its affiliates.
Providence Bank provides its "Agencies for Sale" service as a convenience only. Providence Bank has no control over and does not guarantee the ownership, finances, operations, or other characteristics of any agency offered for sale on the service or the truth or accuracy of any information provided by buyers and sellers on the service including the ability of sellers to sell an agency; the ability of buyers to buy an agency; or that a buyer or seller will actually complete a transaction. Providence Bank is not a registered broker-dealer and does not give investment advice. No investor should base their investment decisions upon any act or omission of Providence Bank. Providence Bank makes no representations or warranties, and none may be relied upon. The purchase and sale of any securities must be made solely with the assistance of a registered broker-dealer and/or investment advisor. The information contained on the Providence Bank site is not guaranteed to be accurate and should not be considered all-inclusive. All company material has been approved by the company. Providence Bank is not an analyst and investing in agencies such as the ones listed within are for high risk tolerant individuals only and not the general public. Whether you are an experienced investor or not you should always consult with a broker before purchasing an agency on this website.
Providence Bank and its representatives assume no responsibility for any consequence relating directly or indirectly to any action or inaction based on the information, services, or other material on our website. While we strive to keep the information on this website accurate, complete and up-to-date, Providence Bank and its representatives cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information or services on the website.
Personal and Noncommercial Use Limitation: Prohibited Uses
We provide you with access to the Service so that you can post information about an agency you may be selling or learn information about an agency that you might be interested in buying. We grant you access to this website during the term of this agreement solely to use the Service. You may access, download, and print materials as necessary to use the Service and information. You may not license, copy, distribute, create derivative works from, frame in another Web page, use on any other website, or sell any information, databases, or lists obtained from the Service. When we request, you agree to provide true, accurate, and complete user information. You will not access or attempt to access password protected, secure or non-public areas of the website without our prior written permission. You will comply with all privacy laws.
All materials on this Service (as well as the organization and layout of the website) are owned and copyrighted, licensed by, or used with permission that is granted to Providence Bank. No reproduction, distribution, or transmission of the copyrighted materials at this website is permitted without the prior written permission of Providence Bank.
If you use this Service, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If your status as a user of this Service is terminated, you will (i) stop using the Service and any information obtained from the Service, and (ii) destroy all copies of your account information, password, and any information obtained from this Service.
No Unlawful or Prohibited Use
As a condition of your use of this Service, you warrant to Providence Bank that you will not use this website for any purpose that is against the law or prohibited by these terms. If you violate any of these terms, your permission to use this Service automatically ends.
You may not without our prior written permission use any computer code, data mining software, "robot," "bot," "spider," "scraper" or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data or content found on this Service or accessed through this Service. You may not republish Providence Bank content or other content from this website on another website or use in-line or other linking to display such content without our permission. You may not introduce viruses, spyware, or other malicious code to this Service. You represent and warrant that you use frequently updated, commercially standard virus protection software to ensure that the system you use to access our Service is virus free.
If you are under the age of 13, you may not use this Service.
Disclaimer of Warranties
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PROVIDENCE BANK EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT PROVIDENCE BANK SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE WEBSITE OR SERVICE; (ii) THE COST OF SUBSTITUTE SERVICES RESULTING FROM ANY DATA, INFORMATION OR SERVICES OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO ON THE WEBSITE OR THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE; (v) TRANSACTIONS BETWEEN YOU AND A BUYER OR SELLER THAT YOU ENCOUNTER ON THE WEBSITE; OR (vi) ANY OTHER MATTER RELATING TO THE WEBSITE OR THE SERVICE. IN NO EVENT WILL OUR MAXIMUM LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO US FOR THE SUBJECT SERVICE OR $100, WHICHEVER IS GREATER.
You will indemnify and hold Providence Bank (and our affiliates and subsidiaries, and our and their respective officers, directors, employees, agents) harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of your breach of this Agreement, your improper use of the Service, any transaction between you and any buyer or seller you encounter through the Service, or your breach of any law, or the rights of a third party.
Links to Third Party Sites
Links to Our Website
Use of Submissions
Should you respond with information including feedback or data such as questions, comments, suggestions, or the like regarding the content of this website, such information will be deemed to be non-confidential. We will have no obligation of any kind with respect to such information and will be free to reproduce, use, disclose, and distribute the information to others without limitation. We will be free to use any ideas, concepts, know-how, or techniques contained in such information for any purpose whatsoever including but not limited to developing, manufacturing, and marketing products incorporating such information.
We offer the opportunity for you to contribute Agency for Sale advertisements, comments, questions, and other communications to or from the website (the "User Content") in the Agency for Sale listings ("Listings") that may be offered from time to time and may be operated by Providence Bank or by a third party. Individual Listings may not be immediately available after posting. You agree that we may take down Listings at any time.
We provide Listings and interactive forums for the convenience of Providence Bank, staff, and certain other authorized individuals. These areas are merely provided as a forum for enabling participants to exchange information about agency sales. Providence Bank does not exert editorial control over information or materials posted by third parties in these areas or in materials that are emailed by third parties using email discussion lists. Providence Bank is not responsible for monitoring any materials posted by any third party or for verifying that such information or materials are accurate, timely, reliable, suitable, complete, non-infringing, or free from technical defects. These limitations of warranties and liability apply to all email discussion lists and interactive forums.
We are not liable for any harm caused by the transmission, via the use of a list, of a computer virus, or other computer code or programming device affecting your software, hardware, data, or property.
You are solely responsibility for the content of any emails that you post to the lists or content that you post in the Listings and interactive forums and you agree to indemnify and hold Providence Bank, its affiliates, officers, and employees harmless from any claim, demand, or expense (including attorneys' fees) due to or arising out of your use of the Listings or interactive forum or any information or materials provided on such Listing or interactive forum.
You will not (nor cause any third party to) use the Service to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening, or otherwise violating the legal rights (such as rights of privacy) of others or immoral activities or any of the following types of activities, without limitation:
You agree to abide by all applicable local, state, and federal laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including without limitation any User Content you create or upload.
You acknowledge that User Content is not endorsed by Providence Bank and such user content should not be considered to have been reviewed, screened, or approved by Providence Bank. You should exercise discretion before relying on information contained in user content.
We may, in our sole discretion, terminate your password, account (or any part thereof) or use of the website, and remove any User Content from the Listings, at any time and for any or no reason. Providence Bank will not be liable to you or any third party for any termination of your access to the Service or Listings, or deletion of any User Content on the Service or Listings.
We may preserve and disclose User Content if required to do so by law or we believe in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce this Agreement, respond to a claim that User Content violates any third party's rights, or protect the right, property, or personal safety of Providence Bank, any users of the website, and the public.
We will not be liable for the collection, use, or disclosure of any personal information by, in, or through a User Area offered by a third party. In such circumstances, you must refer to any terms of service and privacy statement of the third party offering the Listings.
Changes to Website
We may make improvements or changes in the information, services, products, and other materials on this website, or terminate this website at any time. We may modify this Agreement at any time, and such modifications will be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this website will be deemed your acceptance of the modified Agreement.
You agree that: (1) Any claim, dispute, or controversy (whether in contract, tort, or otherwise) arising out of, relating to, or connected in any way with the website or the services provided on the website will be resolved exclusively by final and binding arbitration conducted pursuant to the American Arbitration Association ("AAA") Procedures for Consumer-Related Disputes in conjunction with the AAA Commercial Arbitration Rules (if and as applicable depending on the amount in controversy); (2) This arbitration agreement is made pursuant to a transaction governed by the Federal Arbitration Act ("FAA"), 9 U.S.C. §§ 1-16; (3) The arbitration will be held at the AAA regional office nearest you; (4) The arbitrator's decision will be controlled by the terms and conditions of this Agreement; (5) The arbitrator will apply Missouri law consistent with the FAA and applicable statutes of limitations and will honor claims of privilege recognized at law; (6) There will be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your individual claims and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; (7) The arbitrator will not have the power to award punitive damages against any party; (8) In the event that the administrative fees and deposits you are required to pay under the Providence Bank rules exceed $125, and you are unable to pay the additional fees and deposits, Providence Bank retains the right to forward them to the Providence Bank on the your behalf, subject to ultimate allocation by the arbitrator. In addition, if you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Providence Bank retains the right to pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive; and (9) If any part of this Arbitration Provision is deemed to be invalid or otherwise unenforceable or illegal, the balance of this Arbitration Provision will remain in full force and effect and will be construed in accordance with its terms as if the invalid or illegal provision were not contained herein. You understand that, in the absence of this provision, you would have had a right to litigate disputes through a court, including the right to litigate claims on a class-wide or class-action basis, and that You have expressly and knowingly waived those rights and agreed to resolve any disputes through binding arbitration in accordance with the provisions of this paragraph.
This website is intended to and directed to residents of the United States and all advertising claims contained in this website are valid only in the United States. This Agreement and the resolution of any dispute related to this Agreement or this website will be governed by and construed in accordance with the laws of Indiana, without giving effect to any principles of conflicts of law. Failure by Providence Bank to insist upon strict enforcement of any provision of this Agreement will not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this website or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. If any of these terms will be deemed invalid, void, or for any reason unenforceable, that term will be deemed severable and will not affect the validity and enforceability of any remaining term.
Providence Bank and other logos, product and service names are trademarks and service marks owned by or licensed to Providence Bank or its affiliates (the "Marks"). Without the prior written permission of Providence Bank, or its appropriate affiliates, you agree not to display or use in any manner, the Marks.
All other trademarks are the property of their respective owners.