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Our Agency Finance Products

Targeting a purchase of another agency? Let us help you grow through acquisition of another agency or a book of business using the seller's commission revenue, your existing revenue or some combination thereof. Using the seller's book helps minimize the impact on cash flow of your existing business. Acquisition loans can have maturity of up to 10 years for independent agents and up to 15 years for Allstate agencies.
Need to hire, upgrade your technology, buy leads or spend more marketing dollars? We can provide the needed capital to make that investment into your business. Working capital can be in the form of a revolving line of credit or term loan. Revolving lines of credit require interest only payments during the term and there are no unused fees.
Did you build your agency on credit card debt? Or has your credit improved and you want to obtain more favorable terms? Refinancing or consolidating your debt can help simplify your balance sheet and reduce your monthly debt obligation.
Looking toward retirement? Let us help you put a succession plan in place by providing financing to your successor.
In addition to the products above, we have two unique programs for Allstate agencies.
Quick App Loans
Need cash in a hurry? Our Allstate Quick Application is designed to get you approved within 24-48 hours of application. We need a completed application and three reports from your Allstate dashboard (Most Recent Monthly Compensation Statement, TPP Statement and Business Metrics Report). No tax returns or personal financial statement are necessary. The Quick App program is limited to loans up to $500,000 that are less than your vested TPP value. The amount we can lend is dependent on your credit score and TPP value. Our Quick App process can take as few as three weeks from start to finish.
TPP Equity Loans
Already have a loan against your TPP but need additional capital? We offer TPP Equity Loans that allow you to fully utilize the value of your TPP while leaving your existing loan in place. In most cases, you can even use our Quick Application process for loans that are less than 90% of your TPP.