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Certificates of Deposit

Security with great returns!

CD's are a low-risk, high-yield savings tool!

CD's combine security with great investment returns. We offer flexible terms and rates. Our experienced bankers will help you get the most out of your investment.

  • Safe and flexible savings vehicle
  • Higher earnings than regular savings
  • Fixed income investment
  • Fixed interest rate for a fixed period of time
  • A variety of terms & rates
  • $1,000 minimum deposit to open regular CDs
  • $2,500 minimum deposit to open CD Special
  • Early withdrawal penalties apply
  • FREE Online Banking
  • FREE Mobile Banking

For deposits exceeding $250,000 we have programs available for you. While you still earn a competitive rate of return, our programs ensure all your deposits receive full FDIC insurance coverage. The best part of our program is it allows you to keep your entire relationship with Providence Bank, allowing you to maintain one point of contact for all your banking needs. Contact a Banking Center Manager or Commercial Banker at any of our Banking Centers for more information.