Checking

We have an account that's perfect for you!

We deliver MORE. MORE Value. MORE Convenience. MORE FREE!

Our experienced, friendly and dedicated team is ready to help with all your financial needs. Need help finding the right account? Let us help you! 


Simply Free Checking*
A FREE account for everyone!
 
  • Only $50 deposit to open
  • No Minimum Balance
  • No monthly service charge on active accounts
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements or FREE Paper Statements (with check images)
  • FREE Debit Card
  • FREE Thank You Gift**
  • Buy Back of your unused checks & debit cards***
VIP Interest Checking
Earn interest with the convenience of
direct deposit or any automatic payment!
  • Only $50 deposit to open
  • Competitive Interest Rate
  • No Minimum Balance
  • No monthly service charge on active accounts
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements or FREE Paper Statements (with check images)
  • FREE Debit Card
  • FREE Thank You Gift**
  • Buy Back of your unused checks & debit cards***
Elite Interest Checking
An account for those interested in higher interest!
  • Only $50 deposit to open
  • Higher Interest Rate with balances of $1,000 or more
  • Competitive Interest Rate if balance falls below $1,000
  • Only $6 monthly charge if minimum balance
    falls below $1,000
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements or FREE Paper Statements
    (with check images)
  • FREE Debit Card
  • FREE Thank You Gift**
  • Buy Back of your unused checks & debit cards***
  • One FREE box of checks per calendar year
  • Discount on Safe Deposit Boxes
  • No Fee on Cashier’s Checks
50 & Better Interest Checking
A perfect account for customers 50 and over!
 
  • Only $50 deposit to open
  • Competitive Interest Rate
  • No Minimum Balance
  • No monthly service charge on active accounts
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements or FREE Paper Statements
    (with check images)
  • FREE Debit Card
  • FREE Thank You Gift**
  • Buy Back of your unused checks & debit cards***
  • One FREE box of checks per calendar year
Simply Free Student Checking*
Designed for Students up to age 26!
 
 
  • Only $50 deposit to open
  • No Minimum Balance
  • No monthly service charge on active accounts
  • Up to $10 per month in FREE non-Providence Bank (foreign) ATM withdrawal fees or other financial institutions fees for ATM withdrawals.
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements or Paper Statements
    (with check images)
  • FREE Debit Card
  • FREE Thank You Gift**
  • Buy Back of your unused checks & debit cards***
Refresh Checking
Need a fresh start? This account offers a
fresh start for those with past banking challenges.
  • Only $50 deposit to open
  • No Minimum Balance
  • $10.95 monthly service charge;
    $7.95 with Direct Deposit*
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE eStatements or Paper Statements
    (with check images)
  • FREE Debit Card
  • FREE Thank You Gift**
  • Buy  Back of your unused checks & debit cards***
Refresh Checking Accounts in good standing after one year can switch to any of our other checking accounts!
 
 
 
 
 
 
 
 
 
 
 
 
There's no better time to switch to Providence Bank. We've made moving your accounts simple and easy using our convenient forms. Switching banks doesn't have to be a hassle. Our experienced staff can help you make the move.  Switch today!
 
  
*Other fees such as NSF, overdraft, dormant fee on inactive accounts, etc. may apply. See fee schedule for details.
 
**Free gift may be reported on 1099-INT or 1099-MISC. Free gift provided at time of account opening. We reserve the right to substitute a gift of similar value.

***Up to $10 cash for your checks and debit cards from another financial institution after you open a new checking account.
 
Your cell phone provider may charge additional fees for web access or text messages for Mobile Banking. Offer good on personal accounts only; business and corporate accounts do not qualify. Bank rules and regulations apply. Ask us for details.