Current Interest Rates: St. Louis | Providence Bank

Personal Money Market Accounts

Account	Variable INTEREST RATE	APY*	MINIMUM OPENING DEPOSIT
$250,000 and Above	0.20%	0.20%	$1,000
$100,000 - $249,999.99	0.20%	0.20%	$1,000
$50,000 - $99,999.99	0.15%	0.15%	$1,000
$25,000 - $49,999.99	0.15%	0.15%	$1,000
$10,000 - $24,999.99	0.10%	0.10%	$1,000
Up to $9,999.99	0.10%	0.10%	$1,000

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details.

Business Money Market Accounts

account	Variable Interest Rate	APY*	Minimum opening deposit
$250,000 and Above	0.20%	0.20%	$1,000
$100,000 - $249,999.99	0.20%	0.20%	$1,000
$50,000 - $99,999.99	0.15%.	0.15%	$1,000
$25,000 - $49,999.99	0.15%	0.15%	$1,000
$10,000 - $24,999.99	0.10%	0.10%	$1,000
Up to $9,999.99	0.10%	0.10%	$1,000

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions may apply. See bank for details.

Savings Accounts

Account	variable Interest rate	APY*	minimum opening deposit
Providence Savings	0.10%	0.10%	$300
Young Savers	0.10%	0.10%	None
Christmas Club	0.10%	0.10%	$10
Investment Savings	See below	See below	See below
$1,000,000 and Above	0.40%	0.40%	$5,000
$250,000 - $999,999.99	0.40%	0.40%	$5,000
$100,000 - $249,999.99	0.40%	0.40%	$5,000
Up to $99,999.99	0.15%	0.15%	$5,000

*Annual Percentage Yield (APY) is accurate as of date of publication and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details.

Certificates of Deposit & Individual Retirement Accounts

Term	Fixed interest rate	APY*	Minimum Opening Deposit
13 Month CD	0.70%	0.70%	$2,500

3 Month CD**	0.10%	0.10%	$1,000
6 Month CD	0.12%	0.12%	$1,000
12 Month CD	0.18%	0.18%	$1,000
18 Month CD	0.22%	0.22%	$1,000
24 Month CD	0.23%	0.23%	$1,000
36 Month CD	0.32%	0.32%	$1,000
48 Month CD	0.46%	0.46%	$1,000
60 Month CD	0.58%	0.58%	$1,000
9 Month CD	0.50%	0.50%	$2,500

*Annual Percentage Yield (APY) represents the interest earned through maturity date. APY is accurate as of date of publication. Rates subject to change without notice at any time. Early withdrawal will be subject to penalties which could reduce earnings on these accounts. No institutional funds. Other restrictions may apply. Call bank for details.

**Additional Conditions: 3 Month CD is not available as an IRA.

Interest Bearing Checking Accounts

accounT	variable interest rate	APY* Minimum opening deposit
VIP Interest Checking	0.05%	0.05% $50
50 & Better Interest Checking	0.05%	0.05% $50
Elite Interest Checking	See below	See below See below
$1,000 and Above	0.10%	0.10% $50
Up to $999.99	0.05%	0.05% $50
Health Savings Account	0.10%	0.10% $50
Business Interest Checking	0.05%	0.05% $50

*Annual Percentage Yield (APY) is accurate as of date of publication and may change any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details. Earnings Credit Rate (ECR) is available on Commercial Analyzed Accounts.

St. Louis Rates

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